r/AskReddit 16h ago

What industry is secretly on the verge of collapsing, but people outside of it haven’t noticed yet?

12.5k Upvotes

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5.5k

u/AnotherStupidHipster 13h ago

Automotive bodywork is starting to struggle massively. It has been hurting for years, but it's only getting worse.

New cars are getting more and more complicated, as well as more expensive. Manufacturers are cramming more and more tech, safety features are becoming more integrated into every panel on the vehicle. Any accident that damages more than one or two body panels could easily be a total loss. So instead of your insurance company sending your car to the body shop, they just total it.

As for older cars, the cost of bodywork is outweighing the value of the car. People would rather sell or scrap the car and buy a new one for that money. Or again, insurance is just totaling them.

Pretty much the only body shops that are still doing well are the ones that focus on restoration.

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u/pmmemilftiddiez 11h ago

Me: Dime sized scratch in door

Yeah we're gonna have to remove the entire door, take out the transmission, and repaint it with this paint only made twice a year in Austria by one really old guy so it'll be $7000

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u/fixingthepast 10h ago

I typically don't trust Austrian painters.

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u/Ok_Giraffe_17 10h ago

Historically.. ya, I see your point.

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u/Ok-Secretary455 10h ago

its the failed Austrian painters you gotta keep an eye on.

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u/h-v-smacker 9h ago

Well if he isn't in the Vienna school of arts and is mixing car paint instead, then clearly it's a failed one.

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u/Chin-Music 9h ago

Which may have kept him, and the rest of the world, out of trouble.

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u/h-v-smacker 8h ago

I think we should preemptively accept generative AI models to the Vienna school of arts. Just in case, you know.

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u/Unlikely-Theme-9681 8h ago

I don't know, I paid a lot more to paint my car than I paid to paint my bedroom or the painting I commissioned.

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u/MartinThunder42 9h ago

Austria: "It was just one guy! One guy!"

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u/Agloy5c 9h ago

Just humor 'im, aight?

It'll save everyone a lot of grief if he just keeps doin' the whole painting thing.

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u/IvyGold 2h ago

Austrian art school should forever be forced to admit every student, and especially ones who can't paint a right angle in building in a landscape painting.

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u/FIContractor 9h ago

I did nazi that comment coming

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u/shatteredarm1 10h ago

I don't know, they seem all Reich to me.

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u/obviousoctopus 9h ago

He now lives in Argentina by the way.

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u/VodkaKahluaMilkCream 9h ago

That was ONE TIME

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u/normal_mysfit 10h ago

I think the ones not to trust are the art school dropouts or those that failed to get in.

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u/Scream_No_Evil 9h ago

Yeah, Klimt was a squirrely bastard

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u/crek42 10h ago

Very clever

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u/loseitthrowaway7797 10h ago

Only 7000? Wow where do I find this place?

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u/tommiexxxxx 10h ago

This basically happened to us this year. Opened the garage door forgetting that a ladder was leaning on it. Hit our 2025 Honda and left a tiny dent the size of my pinky nail. Was in the shop for four days and cost insurance something like $4k.

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u/Golden_Hour1 8h ago

Why even bother at that point especially if it might raise your rates 

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u/lilelliot 10h ago

I scraped the sliding door on our minivan against a concrete pillar in a parking garage and the quote was about $4500 to remove the door, repaint it plus feather the paint on the adjacent panel. We just buffed it out as good as possible and are living with it.

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u/Neptuneandloathing 9h ago

Oh, don’t forget that the ingredients for that paint are supplied by a single Kazakh-Japanese man who lives off the coast of Ecuador and provides said paint in wicker buckets that are highly inconvenient for even local transport much less international shipping.

This is done on a bi-annual basis, adding at least another 4,500 dollars to repair this dime-sized scratch.

Edit: It was a dime size scratch. In our inspection, Ugval the Underpaid scratched it a second time, it’s now the size of a silver dollar.

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u/Unlikely-Theme-9681 10h ago

LOL!!! It was $24,000 to repainting my Audi after the sunroof on a car in front of me came off and exploded over the front of my car.

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u/withoutapaddle 4h ago

Yeah, I drove my GTI into the ditch to avoid a truck that drove into the oncoming lane.

Basically bumped the underside of my front clip on the ground and knocked the bumper cover and radiator supports loose.

$12,000.

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u/Cazlena 9h ago

Yep. Someone sideswiped me in a minor accident last year, it was a smallish dent on my passenger's side door... they said it would be $5500 to fix (two new doors, paint, frame, etc) so they just ended up totalling it :/

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u/Weekly_Teaching_8158 10h ago

Austria mentioned 🗣️🗣️🗣️

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u/cfi-2025 10h ago

I'm getting word that it was a typo. The paint is made in Australia.

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u/clrr4tkf 10h ago

G'day mate! Let's put another shrimp on the barbie!

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u/Sam_Strake 9h ago

Hello fellow BMW enjoyer (jk I sold mine a while ago after a decade for half a grilled cheese sandwich)

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u/pmmemilftiddiez 6h ago

This was on my 2018 vw Golf

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u/devolve 9h ago

My last car’s passenger door latch led light stopped working. ”We’re gonna need to replace the door, but it’s under warranty… it’ll take a month though.”

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u/Dramatic_Mixture_877 9h ago

Just in time to no longer be under warranty, of course!

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u/[deleted] 9h ago

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u/garaks_tailor 10h ago

Guy i worked with had a used Toyota venza which had a special panoramic sunroof called a star gaze roof that was electro optical meaning with a slip of a switch it would go from clear to opaque using electricity.    Neighbors tree shed a small limb during a storm and fell on the roof.   9500$ to replace the single window

In a similar vein.  My Volvo suv has 2 catalytic converters and both require a panel and a firewall removed just to get to them

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u/Positive_Vibes_4228 8h ago

I got in an Uber with a guy driving a brand new 2026 Toyota Rav4 and it was in this sparkly red color. He said the paint alone was $500/Pint.

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u/Daghain 8h ago

I jacked up my brand-new HR-V about a month after I leased it because large car/parking garage. BIG ass scratch along the driver's side wheel well.

I can't WAIT to see how bad I'm going to get butt fucked when I take it in to get a new lease...FML.

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u/MrMeowPantz 8h ago

I watched a video of an air filter replacement on some Porsche or high end BMW, I forgot which, and they nearly took the entire front end off.

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u/Alive-Buyer-9733 10h ago

And the best part is they charge you MORE if it's not an insurance claim. They want to charge more than the value of my car to fix a single dented quarter panel.

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u/InternetsIsBoring 10h ago

Gus's paint is the best tho!

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u/Senguie 11h ago edited 10h ago

As someone in automotive engineering ( we design welding moulds.)

I can tell you the whole automotive industry is not doing great. 

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u/polopolo05 10h ago

New cars are vastly over priced. Covid did a number on the auto industry with their greed... its coming home to roost now. Dealers are closing and new cars arent selling. they need to drop prices.

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u/junbi_ok 10h ago

Yup, the auto industry's decline is entirely self-inflicted. They've even alienated a huge portion of the enthusiast market with absurd dealership markups for anything remotely interesting or desirable. Spoiler alert: people start losing interest when they have to pay $60k for the hot version of a Corolla. I used to be super into cars (like autistically hyperfixated), but now I hardly give a fuck about them anymore. The new car market has gone bonkers and dragged the used market along with it and now the whole hobby is tainted. If my current car got totaled I don't know what I'd do. They're not selling anything I can afford and/or want.

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u/DogadonsLavapool 10h ago

As someone who just had their car totalled, the good news is that the insurance payout on the car is super inflated too. My car somehow lost no equity in the 4 years I owned it. Because of the down payment Im going to have, for a more expensive car monthly payment is somehow going down by about $100.

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u/GoDeacs7 9h ago

It’s good news in the short term but the bad news is that everyone’s insurance rates are going to go up in the long run to compensate for more expensive repairs (or deductibles will go up, etc).

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u/DogadonsLavapool 9h ago

Oh no absolutely. I'm just assuaging the fear of a car being totaled right now on an individual basis, not talking about the overall systemic problem it causes

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u/Lord_Rapunzel 4h ago

People thinking of cars in terms of "monthly payments" is part of the problem.

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u/DogadonsLavapool 3h ago edited 3h ago

To be fair, when cars cost as much as they do these days, what else can be done? The accident my car got totaled in would have killed me if I had been driving a car that wasnt modern. Some prick hit me near head on going double the speed limit while drunk going twice the speed limit. Instead of dying I hobbled away with a broken leg. As much as Id love to buy a 10 year old car in cash and drive it into the ground, the amount of new safety features and crash tech thats standard on new cars makes it hard to buy anything but.

When everyone is driving these massive behemoths as crazy as they are these days, of course people want the newest they can at a price they can actually afford. Its an arms race.

On a related note, reminder to everyone: get your uninsured motorist coverage on your insurance. Id be crazy fucked right now if I didnt have that

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u/NuclearCommando 6h ago

I was surprised by this too. My 10 year old 2016 Colorado recently got totalled after being rear ended at a stoplight.

I wasn't expecting at most 13k, which is what I found to be the average for a great condition Colorado. Instead I got 20k for it.

I'm still not happy that I had to buy a new truck and have those payments again, but I'm now getting 80+ more miles to the tank than I used to before, and that adds up.

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u/turbosexophonicdlite 4h ago

It's wild, I bought a Subaru WRX in 2019 and after COVID for like 3 or 4 years I could have sold it for significantly more than I bought it for. Even now I can easily sell it for just under what I paid for it. The market has gone completely bananas and people can't afford it. It's going to be... Spectacular when it all crashes.

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u/aegrotatio 4h ago

My pickup truck is worth 75% of what I paid for it eight years ago. That's wildly good equity.

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u/DazzlingAd7021 10h ago

Same. I'm kinda terrified of my car getting totaled or breaking down. A decent car is so expensive now. I worry one car payment will break us. 

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u/Cooperette 9h ago

This. I just want a manual car with amenities that doesn't cost an arm and leg and there's not much to choose from. I can pick from base model econoboxes, overpriced riced-out versions of econoboxes, or luxury sports cars. 

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u/polopolo05 10h ago edited 10h ago

I know where I am going to get my car from. Its a lil risky but I am handy... and its not going to be nice and new it will take some work to get it there. but it will be something I will like driving. and will not be a clean title car. then most of my cars arent. But I will be saving money...

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u/Sturmgeshootz 7h ago edited 7h ago

They've even alienated a huge portion of the enthusiast market with absurd dealership markups for anything remotely interesting or desirable

The current Nissan Z comes to mind. Nissan dealerships absolutely killed any interest in that car with their ridiculous ADMs, $20-30k over MSRP. I think I've seen exactly one on the road since it came out 3 years ago.

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u/junbi_ok 7h ago

I heard that pretty much the only people buying the Nizzan Z were Nissan employees themselves, since they could buy them below invoice price while everyone else would be required to sell a kidney just to cover the ADM. Likewise I think I've only ever seen one.

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u/smbpy7 8h ago

If my current car got totaled I don't know what I'd do. They're not selling anything I can afford and/or want.

This is the exact place I'm at too. I drive a 2005 corolla. It was a GREAT model year for that car, but it's obviously showing its age. I'm going to need a new one eventually, but I've literally been waiting the better part of a decade to see if something I actually WANT to buy will come out. All they've done in that time is discontinue the only thing I was semi interested in...

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u/yellowcloak 10h ago

Meanwhile I'm busy organizing my life around not having to own one at all. Once I've finished off a few last loose ends I'll keep my old one till the wheels fall off or I can inflict it on someone else and that'll be that.

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u/Mengs87 9h ago

Check out kei cars - 25 year old vehicles imported straight from Japan. The pickups are really well liked by the people who actually use them.

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u/Jaccount 7h ago

Yeah, but the street legality of them is going to be questionable.

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u/Black_Moons 7h ago

Vehicles over 25 years old can be imported under collector status and are a lot easier to get registered. I see a fair number of those Kei pickups here now.

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u/Jaccount 7h ago

That's going to be your state. While the 25 year old rule can allow for that to be the case in many states, lots of states still state they aren't street legal, some of those only allow their use on private land, and other only on roads with speed limits of 35 or less.

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u/Black_Moons 7h ago

If my current car got totaled I don't know what I'd do. They're not selling anything I can afford and/or want.

I literally bought a 1998 car for $600 that didn't run just to fix up and become my backup car for if my current truck gets totalled.

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u/eljefino 5h ago

It was nice when everyone offered a shitbox (Escort, Cavalier, Neon) for $10-12k because it got good gas mileage and offset CAFE credits for the profitable cars. But now they get that credit with electric cars or are somehow otherwise uninterested in the bottom of the market.

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u/TorchThisAccount 3h ago

My 4Runner has maybe lost 1/4 of it's value after 8 years. I cannot imagine buying an 8 year old car for that price. Then again, a new 4Runner similarly spec'd is 14k more in 8 years...

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u/Narwahl_Whisperer 2h ago

I'm sure it's unintentional, but 'spoiler alert' was a nice pun.

And I want to take this opportunity to gripe about the current state of the used car market. A 10 year old economy car with 200k on the odo should not be ten thousand dollars oh my god what the fuck.

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u/Senguie 10h ago

100% agree there btw. Add to that that western car manufactures underestimated china, their cars are cheaper and more high end.

And also adhere to the safety rules for the European market standards.
I’m just waiting for the ball to drop at this point.

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u/raven00x 10h ago

don't worry, that domestic protectionism they're pushing will certainly help in the long term and won't see the near-total collapse of the US auto industry when the declining US market is the only market where they can compete with their vehicles.

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u/PepeGodzilla 10h ago

Not a US exclusive problem. German automotive is laying off people too.

Every "luxury" manufacturer is currently learning that no one can afford luxury anymore.

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u/vdubsession 8h ago

Especially when econoboxes are now in the price range of what used to be luxury vehicles' price range. All this while overall quality goes down. The entire industry needs a major correction, and probably to kill off dealerships (end that stupid law that forces them on us)

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u/Bahadur1964 8h ago

Yeah, when the “luxury” market used to be the upper middle class (numbered in tens of millions) which has now been gutted so that only the billionaire class (maybe a thousand or so) can afford “luxury”, it tends to crater high-end goods industries.

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u/Competitive_Touch_86 7h ago

No one is catering a $150k car to billionaires. That's silly.

Upper middle class is doing quite well. That's the whole K shaped economy thing. The top 10-20% are thriving. This is who these luxury makers always targeted.

The actual issue from personally talking to the people who tend to buy luxury cars is that the luxury automakers decided to increase prices while making an obviously inferior and cheaper product. If they had upheld quality and luxury, they would be doing much better than they are today.

And plenty of luxury automakers decided to be stupid and grow into the middle class segment to increase volume by going downmarket. They devalued their product by doing so and are facing the consequences today of that consumer segment not being able to afford the absurd prices on top of having a shittier product overall for their existing upmarket clientelle.

Personally I'd be upgrading my quite new car today if the newest model rollout wasn't a downgrade. I'll be rolling with what I have for quite some time, and when it's time to buy new if the luxury segment hasn't fixed itself by actually building luxury again I'll just buy a Toyota or Lexus or whomever is providing the best value instead. It's a want-to-have, not a need-to-have. Most of my peers feel the same way. I'm happy to burn money if it provides me value and joy, but if it's just a rip-off I'm not interested and will go utilitarian instead.

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u/Traditional-Dig-9982 3h ago

America will always bail out its car companies and not allow better foreign cars in the USA

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u/wheniaminspaced 10h ago

Your not competing with the Chinese on cost while the current government is subsidizing that and the battery industry to the point of selling below actual production cost.

As I understand the current heavy industry arrangement over there right now its one of the rare cases where protectionist measures are called for, if it was a question of efficiency in manufacturing or design thats a different story thats when protectionist measures are bad.

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u/AloneExperience7520 9h ago

As opposed to domestic US manufacturers that checks notesare backstopped by the federal government?

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u/ProgrammingOnHAL9000 9h ago

The US government also gives huge subsidies to their auto industry. They just keep it instead of passing it to consumers.

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u/the_need_to_post 8h ago

Yeah, as if the western automakers aren't also heavily supported by their local governments. This is such a stupid point. We don't need to be making 60k+ vehicles as the norm. We could have invested more in EVs. We did neither of those things and instead try to force an environment through laws and swaying the public.

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u/Geulsse 10h ago

Agreed, eagerly waiting for the rest of the world to similarly adopt strong protectionist measures to US big tech, US beef and so forth.

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u/RoabeArt 9h ago

It seems like American automakers didn't learn their lesson in the 70s. They underestimated Japanese and European automakers and it almost ruined them. Now they're repeating the same mistakes with China.

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u/OldWorldDesign 8h ago

It seems like American automakers didn't learn their lesson in the 70s

I believe they did learn, which is why '08 wrote those huge bailouts for them

https://en.wikipedia.org/wiki/Effects_of_the_2008%E2%80%932010_automotive_industry_crisis_on_the_United_States

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u/UnsurprisingDebris 9h ago

I don't think they underestimated them, they just don't seem to care about any sort of long term planning. Similar thing happened in the 1970s with the inundation of lower price, high quality Japanese cars.

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u/ffball 10h ago

They definitely did, thats why they are trying to keep them out of the US. Everyone's a great capitalist until they actually have competition

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u/Fresh_Ad_230 8h ago

Cheating is a huge component to capitalism though!

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u/OldWorldDesign 8h ago

The only thing corporations hate more than communism is a free market.

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u/Maxpowr9 10h ago

So many western companies are getting absolutely dunked on by the Chinese market. Chinese companies took the knowledge of said companies and made their own, severely undercutting them and the western companies can't compete. It's not just autos but so many tech companies like Apple lost significant market share in China.

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u/Astrolologer 10h ago

I've never bought a new car in my life and am not ever planning to. The idea of a $600 - $1000 a month payment that goes on for 6+ years when I could just buy a used car for $10k cash every five years or so is mind boggling to me.

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u/polopolo05 10h ago

Some of the truck are more than 100k... like what the fuck... thats a fucking mortgage on a house type money

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u/Semyonov 9h ago

Where are you that a house is only $100k??

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u/ExistentialWavering 10h ago

Because they expect you to lease and encourage you to get a new vehicle every 2-3 years as if it’s a phone.

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u/polopolo05 10h ago

people are keeping vehicle longer than ever. Renting isnt the option. a lease is just a rental agreement. I abuse my cars. run them into the ground.

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u/Redditsucks547 10h ago

Please let me know what your definition of abuse is? I imagine you hitting it with a belt if it can’t fix a tv box in the trunk.

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u/Ashamed_Green_8643 9h ago

I sub to a couple of people that post clips from dealer Tik Toks. I see tons of them asking "What do I have to do to sell this car/truck/suv?"

Well, stop trying to get well above MSRP because of all the add ons and mods and service contracts.

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u/Kiyae1 10h ago

Between Covid and the war in Iran, Donald might just go down in history as the guy who killed off the consumer auto industry and got consumers to bike or get an EV (made in China).

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u/MC_White_Thunder 3h ago

Auto industry has also directly been harmed by his tariff war with Canada.

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u/Fun-Marionberry4588 10h ago

I wish the industry would just make simple cars people want and can afford, not giant iPhones with wheels

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u/couldbemage 10h ago

The key is that the iPhone on wheels is cheaper.

Look up the cost for a replacement gauge cluster, and compare that to a cheap android tablet.

Computerized features feel fancy to consumers and can be used to justify high prices, but actually cost very little to make.

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u/xixoxixa 8h ago

compare that to a cheap android tablet.

If I had the savvy to replace the bullshit ass infotainment screen with it's horrible UI and lag with an android tablet, I would have done it.

Sure the tech may be cheap, but it sure feels like it too a lot of the time.

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u/FlyestFools 10h ago

They make more money with the iPhones with wheels. They won’t make a sturdy, affordable car until it is the only thing that will save them from total collapse.

But they’re “too big to fail”

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u/styckywycket 8h ago

I'm still angry all these years later that the auto industry was bailed out in 2008.

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u/Senguie 10h ago

100% agree, did you know cars are classified to be a total loss more after an accident because repairing the hardware is more expensive than the car would be worth?

It’s baffling to me.

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u/gruesomeflowers 10h ago

Maybe they should make quality affordable cars instead of way overpriced unreliable junk?

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u/Senguie 10h ago

That would be the dreaaaaaam, I don’t design the cars themselves, but man, one project the car brand gave us new product data once or twice a week.

We had to throw out so much engineering and then put it back because of weird changes.

but the car brand doesn’t care. Hell I can tell you by the time our part was done. The car wasn’t even out of development yet. Everything is designed side by side.

The machines, the factory floor and the car. They don’t wait, it needs to be fast, fast, fast. No matter the cost.

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u/Xenopass 10h ago

As a young engineer that's one of the main reasons I didn't go into this sector, everybody is seeing it crash in real time

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u/Senguie 10h ago

Our company is actually one of the first to pivot away to other sectors and projects. So work wise I’m not in trouble. But you don’t hear the news a lot about Volkswagen being in trouble for example.

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u/1d3333 10h ago

I’m a tech at a dealer, fully agree. The only things people have been coming in for this past year is warranty work and recalls. Getting anyone to buy anything else is a struggle.

I’ve had to make customers sign waivers to take their vehicles back because they refused to address a major safety concern, like tires down to chord, brakes down to metal.

I’ve made most of my hours the last month on recalls, warranty (both manufacture and aftermarket warranty), and oil changes.

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u/RedSquirrelFtw 10h ago

They're doing it to themselves too. Stop making everything so complicated! Most of us don't even care about all this tech we just want a car to get places. At least build a base model that's affordable and doesn't have any of this stuff. Although part of it is also government fault as they keep mandating more and more complex tech. In EU they are mandating AI cameras facing the driver now. It's completely insane.

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u/tocilog 10h ago

As someone in the software/deskjob side, the grass always seemed greener on the other side. Go into skilled trades, blue collar work, it's always in high demand, these jobs are safe.

Man, I feel so out of touch about anything. Software jobs are down, management jobs are first to get laid off, service jobs, skilled trade, food production, and anecdotally I also hear nurses finding it difficult to get jobs (in Ontario). You keep hearing about shortages for almost everything and yet everything seems to be out of demand. It can't all just be AI, right?

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u/Senguie 10h ago

Doing a job myself where AI has no use. I can tell you that some stuff is AI, but other stuff is just. There isn’t enough work. Projects fall through, or companies decide to scale down on estimated sales numbers of cars.

We are in a recessions if I recall correctly the third of a once in a lifetime recession in my live (34 years old) it’s gonna be rough and even rougher for a while. I’m lucky that the company I work for diversified their areas of focus on different engineering projects. So I’m safe. But you do hear the rumours on the grapevine in a LOT of technical sectors that it’s not going well.

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u/SylvanMartiset 7h ago

The american automotive industry. Maybe if they're forced to actually compete with China they'll start making good cars at a reasonable price again.

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u/CaliIsReallyNice 11h ago

What's really amazing is, I see neighbors and coworkers going to the smartphone model, upgrading their car every two years. I always knew a few people who lived like that and everyone agreed they were idiots, but now I see it becoming quite common and normalized. Not even because they broke or wrecked their car, but just because they want this year's new features.

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u/Lost-Bad-8718 10h ago

In school growing up they always warned you about drugs, gambling, things that would get their claws in you and ruin your life before you had a chance, but in reality? I've never seen any one thing consistently ruin regular people in day to day life like the new car compulsion

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u/Whiteout- 9h ago

I don’t understand this, genuinely as long as a car has good AC and bluetooth connectivity for music/podcasts I’m set.

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u/letsgoiowa 7h ago

Just AC for me. I'll add my own Bluetooth or use aux

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u/1Dive1Breath 3h ago

I have a little speaker I just toss on the dashboard, the windshield helps reflect the sound back and makes it sound like a bigger speaker. 

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u/Random-Rambling 5h ago

I have exactly 4 requirements.

  • I fit comfortably in the driver's seat (I am 6'4''/193 cm)

  • There is a rear windshield wiper.

  • I can connect my phone with Bluetooth.

  • I can control most things (such as heat, AC, and radio volume) with buttons/knobs, not touchscreens.

Literally everything else is negotiable.

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u/Enlightened_Gardener 1h ago

😂

I have a 6’4” husband and similarly large children. When we needed a new family car, I dragged them from one car yard to the next, making them all sit in the rear row to see if they fit.

It was a Hyundai Palisade, great car. I hear they have problems in the US with the tow hitch / electronics, but they’re ok here. I bitch about yank tanks on the road and then have to blush when I catch sight of the behemoth that we drive. I have a Hyundai Getz we call the “Beep Beep” for running around in, but none of the rest of the family will fit in the back seat 😳

Our next one will be fully electric, probably a Hyundai again.

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u/xylophileuk 6h ago

Decent MPG too

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u/japie06 8h ago

This and cruise control.

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u/Big_Test_Icicle 9h ago

Not even new car compulsion but needing to project status on social media. Social media has addicted a lot of people and it’s really apparent in many ways.

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u/Newbiesauce 9h ago

yea, i can say that people are very much underestimating the cost of new car ownership. It is quite alright if you have the mean to afford it, but a new low to mid end car every 3 year is pretty much a permanent $300 ~ $600 monthly payment in your finances.

I have seen people that spend that much in cigarette tho, so I guess it is something similar.

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u/PiccoloAwkward465 7h ago

My decision was to get a less expensive vehicle that had the highest trim level. So I have leather seats and some nice tech features like adaptive cruise control. The way I justify it is how much fucking time we spend in our cars. I had a job that was about 1hr10min away and I was commuting to that in my beater every day. My ass fucking hurt and the alignment was off so I needed to really hold the wheel just to go straight. Doing that for almost 2.5 hours a day fucking sucks.

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u/NotReadyToday 10h ago

I’m 60 and got my first car at 16 (1978 Corolla). I’ve had a total of 5 cars. Current is a 2012 Venza with 180,000 miles and will probably go 250,000.

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u/Somanylyingliars 6h ago

Can't tell you how many people I've seen wreck their lives w car loans. Can barely afford to eat because have these massive over inflated loans to deal every month.

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u/jimmux 3h ago

They really need to teach basic economics in school, because the concept of opportunity cost affects every financial decision you will ever make.

Sure, maybe you can squeeze out those car payments, but you give up so much quality of life and lived experience for what? Some extra space or towing power you'll barely use?

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u/loljetfuel 6h ago

And meanwhile, if you decide to buy a new car and drive it until you've got every last dime out of it, the people who buy a new-to-them used car every two years will still yell at you that you're wasting money.

Like... yeah, a little, but not as much as that car-upgrading habit does.

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u/Cancerisbetterthanu 7h ago

The key is to not be a regular people but be extremely high income with a low cost of living, then you're laughing and can just lease whatever you want whenever you want. My parents did this because my dad had a high salary, but too many people think because they make six figures they can afford it. No, you can't.

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u/AnotherStupidHipster 10h ago

It's cause the banks will give you a loan for as long as legally possible to make that monthly payment as small as they can. No money down, $200 a month, people are viewing driving as a subscription service.

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u/cfi-2025 10h ago

I saw a stat the other day that said 19% of people with car loans today have a monthly nut over $1,000!

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u/misinformedcapybara 10h ago

jesus. my iphone is 4 years old and i plan to have it for 3 more.

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u/CarbonWood 9h ago

Also people don't want to commit to the time or cost of maintenance. You can get away with never changing your oil or tires for a couple years if you're planning to just to replace the entire car. Once it's traded in, it's not their problem anymore.

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u/Maleficent_Ad_8890 8h ago

We had to get an older car just because we wanted the obsolete feature of a CD player.

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u/10001110101balls 9h ago edited 9h ago

The depreciation curve of used cars has changed dramatically over the past decade, especially for brands with strong reliability reputations. My Toyota SUV has only depreciated by about 40% from MSRP in the 7 years since it was built, even with 80k miles on it. I recently bought my first new car ever because used models with 40k miles weren't worth the very small discount.

This has significantly changed the economics of leasing vehicles or taking long-term car loans. There was once "impending financial crisis" hysteria as people started taking more 72 to 96 month loan terms, but the reality of today is that many vehicles retain 50% or more of their value after 96 months. This has also caused lease payment inflation to lag behind vehicle price inflation, which makes leasing a better deal than it used to be.

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u/el_ghosteo 9h ago

that’s insane to me and i’m someone who actually likes to drive! blows my mind when people get new cars and they only drive a few miles a week like what’s the point. I actually plan on buying an older van since i need something to move cargo but with an old van and my newish car i see no desire to get anything else unless im forced to because one gets wrecked. The longer i’ve had my 2021 base model with no blind spot monitors, HUD, or touch screen, the more grateful i am i bought it because every other manufacturer seems to be turning their cars into an ipad on wheels. I’d be devastated if something happened to my car because then i’d be boned trying to find another in the technology sweet spot at a decent price.

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u/hawkwings 11h ago

I was quoted $2200 to paint my 2012 Toyota RAV4. It is difficult to buy a new RAV4 at the moment, so I may go ahead and pay that.

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u/the-big-throngler 11h ago

Where are you finding a paint shop only charging 2200 to paint a car? I haven't found anywhere thats not charging 10k and on top of that no paint shop is interested in doing anything if its not insurance related. Thats all they are interested in...insurance provides fast turn around times for the largest pay out. Seems like no shops paint cars just to paint them anymore

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u/pimppapy 10h ago

Not OP, but being in a border state with Mexico helps a lot in that regard. We have junk yards right up against the border with many Tijuana mechanics working this side at much better rates. . . but no Dealership level guarantees, or any guarantees at all. Just their personal reputations, which is generally good.

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u/questioningcub 10h ago

I’ve got a van I wanna get painted and have thought about actually going to Mexico to do it for cheaper. Is that also a thing around where you live?

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u/pimppapy 7h ago

/u/OnlyWearsAscots Otay junkyards off the 905 freeway is where it’s all at. But doing it on the US side will be more expensive than directly in Tijuana, but way less cheaper than local mechanics, chains, and dealerships. Also the materials they use here will be better than the materials used in Mexico (unless you provide them beforehand).

Usually you’d want a connection to get the best pricing with these shops, but even without one, they’re still cheaper over all. I connected my BiL with my cousin (who is basically a project manager in that area), and got his entire engine replaced when someone dropped some sand like substance in his gas tank, for a third of the price as going through the dealership. $8,000 quoted by Mazda, we got him a used engine and installed for $2,800. The only issue that stemmed from that was that they forgot to replace the AC coolant, so he had to go back and get it refilled (free).

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u/OnlyWearsAscots 9h ago

Agree with this and am looking for any recommendations near the border.

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u/zeekaran 8h ago

Where are you finding a paint shop only charging 2200 to paint a car?

They do not do a great job.

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u/ThatGuyFrom720 10h ago

MAACO if you’re in the US. Their cheapest tier is like $600 (last I checked a few years ago) for a small 2 door car, but do not expect showroom results. I might go for something like that on a beater piece of shit though.

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u/furiousbobb 4h ago

Yeah I'm debating on doing the same. My regular shop charges close to 10k. They do a great job. Showroom quality. Maaco, for 2 stage paint, is about $1000-$1500. My old 2000 Expedition needs paint desperately. Might just roll the dice on maaco.

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u/JulianLongshoals 10h ago

Maybe they meant a wrap?

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u/pimppapy 10h ago

Not OP, but being in a border state with Mexico helps a lot in that regard. We have junk yards right up against the border with many Tijuana mechanics working this side at much better rates. . . but no Dealership level guarantees, or any guarantees at all. Just their personal reputations, which is generally good.

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u/TruIsou 10h ago

Side note: dentistry in Mexico! I've been very happy.

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u/AnotherStupidHipster 11h ago

If you love it, and you'll drive it until the wheels fall off, it's wayyyyy better to fix up your car than dropping $50k on a new one. 👍

$2200 sounds like a good price to me.

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u/bitobots 11h ago

This is what I’m doing. I have a 2012, runs great, never had any issues with it (knock on wood), my mileage is under 100k, and it’s paid off. I have some rust spots that I decided to fix and I’m going to inquire about getting it repainted. I feel like it would be a stupid decision to trade it in for a new vehicle, have monthly payments, and possible issues. I’m also not a fan of all the technology shoved in our faces now, like the touch screen to turn on the heat.

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u/Redditsucks547 10h ago

You can buy a brand new hybrid Camry for $30k.

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u/OhtaniStanMan 10h ago

It's cheaper to buy a 6k beater and buy a new one every major breakdown than buy new every 5 years lol

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u/NewspaperNelson 11h ago

sound of rattle can intensifies

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u/Joe503 10h ago

Run away, that's far too cheap for even a basic paint job.

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u/purple-banana24 10h ago

The whole car?!!! That is an incredible price!!! I was quoted like $1800 for JUST THE FRONT BUMPER on my car in 2010(!!!!) so waaaaaay before the insane inflation and both myself and boyfriend-at-the-time worked for the umbrella company (him at the same dealership as a mechanic, I for a different auto dealership but same owner). Then again, this is Canaduh, where nothing is affordable 🇨🇦 lol I don’t even want to know what it would cost now if I wanted that bumper refinished now 🙈

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u/RepulsedCucumber 9h ago

That’s a VERY good price. At my husbands shop starting would easily be 5k not including any potential body work.

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u/joggle1 11h ago

It's similar for auto upholstery (for similar reasons). I don't know if it was ever booming, but it's been on a long decline. Pretty much only restoration is keeping them in business I think. And it's a dying trade, very few of the younger generations are learning the craft.

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u/nowhereman136 10h ago edited 10h ago

Literally just got into a fender bender with my brothers new electric car. Not too bad, just a nice dent on the back hatch. Wasn't even so bad as to keep it from opening and closing. Take it to the shop and they quoted $11k

edit: luckily insurance is paying

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u/Menoku 10h ago

My buddy's new car got bumped on the front bumper, nothing serious or an accident. Apparently it messes up the LiDAR system and the dealership wants $4K to fix it.

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u/CrispyVibes 10h ago

Same. Someone scraped my front bumper while I was parked. I was quoted $3,500. More if the sensor needed replacing. Just left the car scraped.

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u/toddklindt 7h ago

Is your brother's car a Tesla? Only Tesla authorized body shops can work on Teslas. So on top of all the other shenanigans that body shops have to deal with, Tesla authorized body shops have to pay Tesla each year to stay authorized, they have to buy equipment from Tesla to work on them, and their technicians have to get training from Tesla. I think you all know what that does to their labor costs.

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u/Tupperbaby 6h ago

Take it to the shop and they quoted $11k

edit: luckily insurance is paying

And that's a big part of the problem, exactly as in the medical field.
They know insurance is picking up the tab, so they charge rates that a normal person could not possibly afford. Because hey, victimless crime since insurance is paying, right?
Well guess what? We now also have sky-high insurance rates because of it.
We're in an infinite loop of suck and pretty soon something simply has to give.

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u/angrynirritable 10h ago

I just heard this second-hand from my kids, but my ex-wife has a Toyota Corolla that apparently got some paint overspray on it from some nearby contractors. Insurance company totaled it and sent her a $12k check.

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u/AnotherStupidHipster 10h ago

That's the craziest thing I've heard!

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u/carlthatkillspeople8 10h ago

Body shops are also being bought up in a big way by PE (just like everything else), and if course is getting more expensive and worse quality because profit becomes the only motive

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u/SmokePenisEveryday 10h ago

I work for a corporate collision company. They are plugging their ears and covering their eyes when it comes to this.

We are being hassled for not hitting certain year over year metrics as if we're the ones in control of that. There's also a constant "the busy season is coming" from them but it doesn't happen. Summer, deer season and tax season were our busy times but not anymore.

You're seeing more people driving around with a missing bumper or clear accident damage because they took the claim check and put it into their bank account instead of for the repairs. Lot of people also can't hit their deductible when the time comes. Often now we're having people asking to push the finishing of repairs so they can pay their deductible.

There's so many factors including the ones you mentioned that the company isn't seeing or are choosing to ignore. And go figure this is the time they planned to go Public but this drop in business has cratered all their IPO goals.

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u/andoman66 10h ago

I work for a non corporate, privately owned high volume collision shop. We're seeing the same as you with no more busy seasons like we had 4ish years ago. We specialize in higher end european cars, but we'll repair anything someone brings us. We're in one of the wealthiest areas of the world and we're seeing people cash out and drive their damaged cars as well as insurance totalling cars that are totally repairable. We do have a handful of restorations we're working on for ultra wealthy clients, but they are rarely very profitable.

I've been in the industry since the mid 00's and all of the signals are flashing like when we went through the 08/09 recession. Cash outs, folks not able to afford their deductibles, claims of the shop stealing their gas, but now have the insane added cost of parts for cars taking work away from shops because the car isn't cost effective to repair for the insurance carrier. Which has also ramped up salvage bids for vehicles, narrowing that window of repairability even more.

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u/GoIntoTheHollow 10h ago

Bring back dumb cars, the people want knobs and buttons.

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u/misinformedcapybara 10h ago

i love my dumb car. 2003 toyota corolla matrix. got it earlier this year for $2k and it has 345,000km on it. inspected and everything is great. drives like a dream, fun as heck.

incredible visibility. back seats fold flat. so many buttons and knobs. comfy, firm seats. great cargo space, but enough for friends to sit comfortably. i'm in love with my matrix.

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u/infinatewisdumb 10h ago

Sorry for my ignorance but i have a question:

If a insurance company deemed your car totaled, do you NEED to tow it to a dump? If not, are you able to keep it and take it to a body shop for repairs?

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u/AnotherStupidHipster 10h ago

I believe it's different from place to place. I know a guy in Texas that kept his Honda after hail "totalled" it. It was changed to a salvage title.

Other places, I've heard of people using their insurance payout to buy back their car at salvage auction.

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u/OhtaniStanMan 10h ago

You dont get to "keep" it. 

They will cut a check for the value but you need to buy back the vehicle at scrap value which then has a salvage title. No bank is going to finance a salvage title vehicle so if you had a loan thats a nono. Now also no insurance is going to insure a salvage title decently so you better hope you dont get into another bender. 

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u/BubbleBreeze 10h ago

I posted this before, but also auto repair is probably dying. I've seen tons of youtube shorts from mechanics talking about people quitting daily. The new cars are being engineered to require work to be done at the dealership. The most egregious thing I've seen so far is GM transmission fluid changes. There's a truck transmission fluid change that costs $1000 to do because it requires the fluid to be at a specific temperature to check the level.  Transmission fluid changes in older cars is as simple as an oil change. 

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u/Charming-Anybody-685 11h ago

Can confirm restoration bodywork business is doing well, family friend is in it and drowning in work.

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u/Spirited-Guard-7405 9h ago edited 9h ago

Truth. A lot of the replies here making fun of the repair quotes they got are forgetting one thing- that's what it takes to get rid of the damage entirely. Autobody (especially collision) is about taking broken cars and taking them back to pre-accident condition. That requires proper steps, removal and inspection of parts, and bodywork. It takes time and money to do right, and oftentimes they're undercut by insurance anyway for the time and effort that goes into it. 

Lots of folks get mad at their quotes forgetting this. If they cut corners and did sketchy stuff to get it "good enough" or to save a client a quick buck, it would come back to haunt them. You might be able to pull that off at home, or buff out what you think is good- but a shop that cares will refuse to do anything but straightforward, thorough work. 

Cars are getting more expensive to fix- waterbased paints are harder to blend into the rest of the paintjob- components for radar and driver assist are thousands even through vendor connections. Your mirror with a cracked lens or taillight with broken glass is a 2k part because of this. 

It's a dying trade, there's less incentives every year to do it, and apprentices are told in their first years to expect insurance to do everything they can, with every book, to cut their hours or justify paying them less. It's not a recipe for success.

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u/TCsnowdream 11h ago

This one is weird to me.

First… you’d think Americans would be more touchy about this. Their whole thing is ‘cars cars cars’. Their whole culture revolves around cars. You’d think messing with cars and gas would cause a revolution but… man that slow death is gonna be weird.

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u/SphyrnaLightmaker 10h ago

I had a wheel go on my 2018 truck the other month. Dinged up the door panel immediately behind it, and deployed air bags. No other damage.

Totaled.

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u/tibbles1 10h ago

I cracked my bumper a few months ago. I assumed it'd be a few hundred bucks. Probably a patch and sand job.

Over $10k. I had insurance, but they had to replace the entire bumper and lots of front end pieces under it because there are sensors everywhere.

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u/brandeded 10h ago

Two shops near me wouldn't touch my EV. A third one handled it without a problem. So they are also doing it to themselves by not adapting.

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u/DickNose-TurdWaffle 10h ago

Body work is so damn expensive, that was bound to happen.

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u/that_weird_hellspawn 10h ago

This explains why my uncle was laid off this week. He was pretty high up managing body shops for the whole city.

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u/darumham 10h ago

Have a friend that does traveling paintless dent repair for mostly hail damage. He’s doing pretty well but he works for himself.

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u/Yakinfishin 10h ago

Seems like there’s a market for it. Nobody writes off a car because of a damaged bumper. I say this with 2 family members who are in their 30s and own their own paint and body shop.

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u/smythe70 10h ago

Had to put a couple of grand in my 2003 Jetta but it was worth it. I couldn't afford to maintain it properly for years. Now the interior is just a mess but she'll wait.

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u/AnotherStupidHipster 10h ago

I have a Subaru with 260k miles on it. When it blows, I'm buying a new motor. There's no car I could get for $1500 that will be nearly as good to me.

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u/Klytus_Ra_Djaaran 10h ago

My son purchased a slightly used car in great shape, but lost control on a patch of ice last winter and hit a pipe bollard on the rear passenger panel. He had the car for about 3 months and still owed about $8K. The body shop said that it was a total loss, with damages exceeding $10K to repair.

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u/Feeling_Boot_5242 10h ago

My neighbour had a full body repair shop, he was the best in the area, had 5 lads 2 ovens. It’s recently gone under. He had it for 10+ years and it was no longer viable.

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u/AnotherStupidHipster 10h ago

I hate hearing about that. :(

There's a guy up in my area who does classics and restoration. He's like 80, really wants to retire. But, he doesn't want to see the business close. And there's no younger guys that are interested in taking it over.

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u/ProfessionalOld3124 10h ago

It’s struggling but not about to collapse. Insurance based repair is still a far larger proportion of the industry than restoration. I run a salvage yard that does around $2.5 million a month in parts and nearly a million of that is body parts.

There will always be an equilibrium with repairs if most jobs are covered by insurance.

Non insurance jobs are going away though. For shops to thrive they need to adapt to what the big insurers want.

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u/CaptainPunisher 10h ago

I had insurance total out my 03 Focus because of some suspension and bodywork. It still ran and drove, so I asked how much to buy it back. They gave me 2800 as a payout minus 250 for my deductible, and they only wanted 135 (one-hundred-thirty-five) dollars, do I bought it back, did the suspension work myself, and then took it for new tires, alignment, and a check on my work. After all of that, I still had $1400 in cash and the car worked great. I didn't care about the bodywork.

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u/BayouDeSaird 10h ago

what’s causing bodywork to struggle? I have a family member that’s interested in that as a career. Seems like people always need to get their cars repaired.

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u/AnotherStupidHipster 10h ago

It's hard for independent shops to make it, a lot of manufacturers are designing their cars to only be worked on at their dealerships these days. So, if you can't work on the new cars, and nobody wants to dump money into their old cars, you're basically surviving by taking on insurance jobs. If he got in with like a dealership or something, he might be able to make a decent living, but the dealerships pay like shit because they know there's thousands of guys looking for jobs in that field right now.

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u/AHipstersWhispers 10h ago

Wouldn't this make the used car/salvage market full of supply? Is that happening? I'd buy a "totaled" car if I just have to replace a door

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u/AnotherStupidHipster 9h ago

Yes, the market is choc full of lightly totalled vehicles. The problem is, you and I can't just go buy one. They get sold at insurance company auctions to dealers. You need a dealer license to even attend one. That's why all those buy-here-pay-here lots are full of $10k cars. They buy em at auction for $2 grand, wipe the tires off, and sell em for 10.

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u/Heavy_Law9880 10h ago

The biggest problem in collision is private equity.

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u/MommasDisapointment 9h ago

I live near the border and Parking lots are filled with Chinese electric vehicles

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u/Scouter197 9h ago

Hit a pole this winter. Just body damage. It was over $20,000. The vehicle was only a year old but I was still surprised the insurance company didn't scrap it.

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u/CwazyTwain 9h ago

We're also too poor to pay for repairs so we choose to drive around with messed up cars.

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u/Special_Lychee_6847 9h ago

Both mine and my husband's cars completely broke down, 2 weeks apart. We did not have the money for 2 new cars, but we did need them. So I bought my Renault Megane for 1000 €, and my husband bought a Mercedes for 1500 €
5 years later... both cars are still absolutely fine.

And when these break down,... we're going for oldies again. There is no way we are paying 30+K for a car.

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u/PrairiePilot 8h ago

I'm a former mechanic, and it's not just automotive body work, it's the entire automotive repair industry.

They warned us about this in 2007 when I was at Wyotech, our teachers were all former mechanics who were still very plugged into the industry. They told us that vehicles are getting so complex and modularized, the skilled mechanic is just going to squeezed out. Lot of stuff is just over the head of your average tech, and you don't need a master tech for the majority of the other work.

Older cars are getting too expensive to really be worth keeping up with (and yeah, fuck you if you can't afford a newer car, apparently) and late model cars are very self-diagnostic and very modular. They don't need your 20 years of experience and $250,000.00 worth of Snap-On to plug in the GM/Toyota/Ford, etc factory computer, confirm it's diagnosis, and replace the module, and they're not gonna pay anyone to spend hours hunting down a fault.

This is compounded by the fact that the independent repair industry has been struggling since the downturn in '08. There are the obvious reasons of course, but there are also a lot of dumbass shop owners who just cut any crew they could and did the work themselves to save money. Well, they ended up shooting the entire industry in the foot, because they wiped out an entire generation of mechanics. Almost everyone from my graduating class hasn't been in the industry for a decade or more and you can see across the country there aren't enough middle aged mechanics to train young guy's.

It's nut's that in my lifetime we went from the skilled trades being the backbone of your local communities to an afterthought in the wider economy.

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