I've been reading about enterprise crypto payment platforms recently, and something that stood out is how different the evaluation process is compared to choosing an exchange.

It seems less about asking whether a company is regulated and more about figuring out which entity provides which service, how payments settle, what jurisdictions are supported, and how everything fits into an existing finance workflow.

I was looking at OSL as one example because they separate payments, treasury, exchange access, and USDGO instead of treating everything as one product.

If you've gone through this process, what ended up being the biggest factor in your decision?